Daily Insurance: Thursday, 23 April 2015 View in browser

A daily Bulletin listing our choice of Decisions of Superior Courts of Australia.
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Executive Summary (One Minute Read)
Birdsall v Motor Trades Association of Australia Superannuation Fund Pty Ltd (NSWCA) - insurance - member of fund did not satisfy definition of total and permanent disablement in group life insurance policy - appeal dismissed
Morocz v Marshman (NSWSC) - medical negligence - doctor did not fail to warn patient of risks or side effects of surgical procedure - doctor not negligent
Sierocki v Klerck (No 2) (QSC) - defamation - assessment of damages - injunctive relief
Bride v Shire of Katanning (WASCA) - pleadings - dismissal of application to amend defence and counterclaim, and to join third parties - appeal dismissed
Summaries With Link (Five Minute Read)
Birdsall v Motor Trades Association of Australia Superannuation Fund Pty Ltd [2015] NSWCA 104
Court of Appeal of New South Wales
Basten, Meagher & Gleeson JJA
Insurance - trusts - primary judge determined appellant did not satisfy definition of Total and Permanent Disablement (TPD) in group life insurance policy issued by first respondent insurer to second respondent trustee of superannuation fund - determination made on evidence notwithstanding definition of TPD in policy provided relevant opinion as to incapacity be that of insurer - appellant challenged correctness of determination - ss13, 14 & 48A Insurance Contracts Act 1984 (Cth) - ss6, 14, 18, 37, 41, 46 Superannuation (Resolution of Complaints) Act 1993 (Cth) - held: primary judge did not err in not being satisfied appellant was within definition of TPD in policy - not necessary to consider questions concerning trustee’s position and relief which would arise if the appeal successful - appeal dismissed.
Birdsall
Morocz v Marshman [2015] NSWSC 325
Supreme Court of New South Wales
Harrison J
Medical negligence - plaintiff suffered from condition causing sweaty palms - plaintiff contended defendant doctor failed to warn her of known risks and complications of surgery which he performed on he, and to tell her other things which he should have mentioned having regard to severity of symptoms and success rate of operation - duty to warn and informed consent - ss5B, 5C, 5D, 5H, 5I, 5O & 5P Civil Liability Act 2002 (NSW) - held: plaintiff did not establish doctor failed to warn her of any material risk or side effect known or understood in 2007 to be inherent risk or side effect of surgery - Court not satisfied doctor failed to warn her of any other risk or side effect of procedure - no breach of duty - verdict for doctor.
Morocz
Sierocki v Klerck (No 2) [2015] QSC 92
Supreme Court of Queensland
Flanagan J
Damages - defamation - plaintiffs claimed damages for defamation arising from 10 publications - two publications occurred by email and balance posted on websites - plaintiffs were awarded judgment against first, second, third, fourth and fifth defendants conditional upon assessment of damages by Court under Ch 13, Pt 8 Uniform Civil Procedure Rules 1999 (Qld) - entry of judgment stood as determination of elements of plaintiffs’ claim for damages - ss34, 35(2), 36 & 39 Defamation Act 2005 (Qld) - effect of defamatory publications on plaintiffs - damages assessed - injunctive relief granted.
Sierocki
Bride v Shire of Katanning [2015] WASCA 77
Court of Appeal of Western Australia
Newnes & Murphy JJA
Pleadings - Shire sued appellant for unpaid rates on land - primary judge dismissed appellant’s application to amend defence and counterclaim, and to join third parties - primary judge also dismissed counterclaim - application to amend defence and counterclaim had arisen after appellant failed to resist Shire’s claims for rates and judgment had been entered in favour of Shire - proposed claim against bank and solicitors arose against background of orders made under Vexatious Proceedings Restriction Act 2002 (WA) - Pt 5 rr32 & 43(2)(g)(i) Supreme Court (Court of Appeal) Rules 2005 (WA) - held: no grounds of appeal had reasonable prospect of succeeding - alternatively appellant failed to comply with pt 5 r 32 - appeal dismissed.
Bride