Daily Banking: Thursday, 23 April 2015 View in browser

A daily Bulletin listing our choice of Decisions of Superior Courts of Australia.
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Daily Banking

Executive Summary (One Minute Read)
Birdsall v Motor Trades Association of Australia Superannuation Fund Pty Ltd (NSWCA) - insurance - member of fund did not satisfy definition of total and permanent disablement in group life insurance policy - appeal dismissed
Geitonia Pty Ltd t/as Trustee for the Annandale Unit Trust v Westpac Banking Corporation (NSWSC) - mortgages - second mortgagee entitled to require first mortgagee to transfer mortgage to it
Tschirn v Australian Executor Trustees Ltd (SASC) - Wills and estates - action alleging appellants unlawfully took advantage of deceased and diminished estate for own benefit - summary judgment refused - appeal dismissed
Bride v Shire of Katanning (WASCA) - pleadings - dismissal of application to amend defence and counterclaim, and to join third parties - appeal dismissed
Field Deployment Solutions Pty Ltd v Jones (WASC) - judicial review - futility - availability of alternative remedy - application to quash adjudication decisions dismissed
Summaries With Link (Five Minute Read)
Birdsall v Motor Trades Association of Australia Superannuation Fund Pty Ltd [2015] NSWCA 104
Court of Appeal of New South Wales
Basten, Meagher & Gleeson JJA
Insurance - trusts - primary judge determined appellant did not satisfy definition of Total and Permanent Disablement (TPD) in group life insurance policy issued by first respondent insurer to second respondent trustee of superannuation fund - determination made on evidence notwithstanding definition of TPD in policy provided relevant opinion as to incapacity be that of insurer - appellant challenged correctness of determination - ss13, 14 & 48A Insurance Contracts Act 1984 (Cth) - ss6, 14, 18, 37, 41, 46 Superannuation (Resolution of Complaints) Act 1993 (Cth) - held: primary judge did not err in not being satisfied appellant was within definition of TPD in policy - not necessary to consider questions concerning trustee’s position and relief which would arise if the appeal successful - appeal dismissed.
Birdsall
Geitonia Pty Ltd t/as Trustee for the Annandale Unit Trust v Westpac Banking Corporation [2015] NSWSC 419
Supreme Court of New South Wales
Ball J
Mortgages - first plaintiff registered proprietor of property granted first ranking registered mortgage over property to first defendant bank - first plaintiff also granted second ranking registered mortgage second defendant - first plaintiff failed to make payment to second defendant - bank declared events of default and demanded amounts due - bank served notice under s57(2)(b) Real Property Act 1900 (NSW) - first plaintiff attempted to exercise rights under s94(1) Conveyancing Act 1919 (NSW) by requiring bank to transfer its mortgage first to it and then to a company it nominated - first plaintiff sought declaration it was entitled to obtain transfer of mortgage to company on payment to bank of amount owing to it - first plaintiff also sought to restrain bank from transferring mortgage to second defendant - construction of s94(1) - whether second mortgagee could require first mortgagee to transfer its mortgage to second mortgagee, or whether second mortgagee must nominate third person to whom mortgage was to be transferred - any third person - held: nothing to prevent second defendant from requiring bank to transfer its mortgage to itself - that right took priority over any right first plaintiff had - proceedings dismissed.
Geitonia
Tschirn v Australian Executor Trustees Ltd [2015] SASC 58
Supreme Court of South Australia
Parker J
Summary judgment - Master dismissed appellants’ application for  summary judgment in proceedings in which respondent executor alleged appellants unlawfully took advantage of relationship with deceased thereby diminishing estate for own benefit - appellants sought summary judgment on basis statement of claim did not identify which transactions were allegedly utilised for appellants’ benefit and to what extent - held: real questions of fact and law to be decided at trial - Master did not err in not finding no reasonable basis for claim - r232(2) Supreme Court Civil Rules 2006 (SA) not satisfied - Master did not err in declining to make summary judgment order - appeal dismissed.
Tschirn
Bride v Shire of Katanning [2015] WASCA 77
Court of Appeal of Western Australia
Newnes & Murphy JJA
Pleadings - Shire sued appellant for unpaid rates on land - primary judge dismissed appellant’s application to amend defence and counterclaim, and to join third parties - primary judge also dismissed counterclaim - application to amend defence and counterclaim had arisen after appellant failed to resist Shire’s claims for rates and judgment had been entered in favour of Shire - proposed claim against bank and solicitors arose against background of orders made under Vexatious Proceedings Restriction Act 2002 (WA) - Pt 5 rr32 & 43(2)(g)(i) Supreme Court (Court of Appeal) Rules 2005 (WA) - held: no grounds of appeal had reasonable prospect of succeeding - alternatively appellant failed to comply with pt 5 r 32 - appeal dismissed.
Bride
Field Deployment Solutions Pty Ltd v Jones [2015] WASC 136
Supreme Court of Western Australia
Mitchell J
Judicial review - Court held State Administrative Tribunal erred in finding agreement was not a construction contract under Construction Contracts Act 2004 (WA) - applicant sought to quash adjudication decisions made between time of Tribunal’s decision and determination of appeal - decisions had been made on basis the agreement was not a construction contract - ss28, 31(3) & 46 Construction Contracts Act 2004 (WA) - held: even if jurisdictional error established, appropriate to dismiss application for the two discretionary reasons of futility due to operation of s31(3), and the availability of alternative remedy - application dismissed without determining whether jurisdictional error established.
Field